CreditWasher.net

FREE CREDIT REPORT TODAY!

WAYS TO REESTABLISH YOUR CREDIT

Raising your score, your 1/2 way there !!!!

Pay your bills on time- Late payments is the culprit of Bad Credit.

Low balances on open accounts- your balance should be below 30% of your available credit.

Pay off open accounts - $0 balances are your best Allies, hence increasing your credit score.

Get secured credit cards- remember all credit cards are interest free for 30 days.

Become a member of a Credit Union, (they usually look for tim on the job & income instead of credit scores).

Save money for emergencies.

Open new line of credit- having more positive trade is helpful.

Try to become an authorized user on someone's credit card.

HOW CREDIT BUREAUS SCORE YOUR FILE

35% IS PAYMENT HISTORY - Make payments on time. Nothing hurts your score worse than Late Payments.

30% IS OUT STANDING DEBT - Try to keep lines of credit below 30% of Available Balances.

15% IS THE LENGTH OF CREDIT HISTORY- Keep accounts Open, the Longer the Better.

10% IS RECENT INQUIRIES - Don’t have your credit pulled more than once every 60 days.

10% IS TYPES OF CREDIT IN USE - Each Line of Credit has it’s own point value (Mortgage, Auto, etc.).

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CLEAN YOUR CREDIT NOW!

IMPORTANT INFORMATION!!!

Make sure we have any “2” forms of an ID (one from each group)-
One of group 1: a copy of your license (with correct address),military ID, passport.
One of group 2: social security card, birth certificate, paycheck stub w/ SS#(complete number), voter registration card, etc.

If you move, send us a bill with your new address. We prefer any utility bill with your name and correct address on it.

Make copies of everything for your records.

If paying with a check, make sure it is mailed with your packet. Services will be on hold 14 business days from the receipt of any check mailed for payments.

Please make payments on time, if payment can not be made, call us to work with you on this temporary situation.

All major Credit Cards, Debit, Money Order and e-Checks are accepted fro payments.

Our referral Program: $ 50 for every paying client you send us. Remember remind them to give us your name (no, you don't have to be a client to get this).

KEEP AN EYE OUT FOR FORMS

EQUIFAX, TRANSUNION, & EXPERIAN will be sending you forms. Please mail us the originals and remember make a copy for your self.

Sometimes the credit bureaus DO NOT SEND OUT FORMS, e-mail us with this information.

TRANS UNION may send you a form, please fill it out and send it to us.

Clean Your Credit Now!

improve your credit rating
approve for loans
approve for credit cards
lower interest rates
save thousands

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